In 2020 New Zealanders across the country are waking up and realising that there is money to be made in pawn loaning and selling your old and unwanted items to your local pawnbroker.

From students to small businesses, from middle-income families to individuals in a financial fix, DollarDealers is on hand to unlock the monetary value of your possessions.

Whether you want to take out a loan to give your bank balance a short-term boost or sell your items in return for instant cash, DollarDealers has a service that will suit you down to the ground. We’re going to take a whistle-stop tour of our services, from pawn loans to selling your old tech, gold and luxury handbags – you are about to be pleasantly surprised!

The Middle-Class Kiwis Selling to DollarDealers

2020 is the year of the clear out! Have you got valuables lying around the house that are going unused and under-appreciated?

Get your act together and sell your stuff to DollarDealers. You will be amazed at the value you have accumulated over the years. That old iPhone you have shoved in a draw, that designer handbag you coveted but have lost interest in, the kid’s old games consoles and all that tangled gold jewellery you haven’t worn in years is just waiting to be transformed into cash.

Selling your valuables to DollarDealers is quick, simple and high paying. We pay the best prices in New Zealand. There is no need to waste time listing your items on online marketplaces. Pop into one of our 9 stores Auckland-wide to receive your free estimate. You can even get an estimate online to be sure the price works for you.

From gumboots to power tools, from tech to designer handbags we buy 100s of different items. To find out more, click here.

Small Business Loaning with DollarDealers

It is a common thought that pawn loans are only available for individuals and not businesses, but that’s not the case. At DollarDealers we have helped hundreds of small businesses utilising pawn loans as a sustainable monetary tool in their financial planning. By unlocking the value of your items you can help boost your business potential.

There are thousands of small businesses across New Zealand who are feeling the strain in light of the Covid-19 pandemic and we have a solution for you. With pawn loans from only 3% interest per month, you can walk away with fast, easy and discreet cash.

Small business owners from all industries have been working with DollarDealers for the last 25 years. Our customer base included tradespeople who pawn their plant machinery between jobs and adventure tourism operators who take pawn loans out on their equipment in the down season.

You can read more about the DollarDealers pawn loaning services here. With interest rates starting at just 3% per month. There are no fees, no credit checks and no debt collections. This is the quickest and most secure way to take a loan as a business in 2020.

We guarantee to beat the pawn loan price that you have been quoted, loaned or offered for your item.

It’s another way we’re putting our customers first, and the reason that we are known as New Zealand’s No. 1 most trusted pawnbroking service provider. Read more about it here.

DollarDealers have been a pillar of the community for more than 20 years. We are open for one and all. We always welcome new customers and our friendly and professional team are always on hand to guide you through the processes. Our estimates are always obligations free and our team will give you all the information you need to make an informed decision that is right for you and your needs.

Did you know that pawnshops have existed for over 3,000 years?

Indeed they have. DollarDealers may offer a pioneering range of modern pawnbroking services but our core values remain aligned with the pawnbrokers of yesteryear.

Pawn loans have been the solution of choice for hard-working individuals and business owners for over three thousand centuries. Pawnbroking is a financial institution that has stood the test of time; DollarDealers is humbled to be playing an active role in modernising the pawnbroking industry for Kiwis in 2019 and beyond.

The world’s first pawnshops are thought to have been established in Ancient China. These early pawnshops were created to aid low-income families to access short term credit. Fast forward to modern day New Zealand and DollarDealers, your local pawnshop, is offering financial solutions to the whole community

Our pawnbroking services are available to all members of the community and our loyal customers join us from a broad range of financial backgrounds.

HOW HAVE PAWNSHOPS STOOD THE TEST OF TIME?

As the world of finance has globalised, drastic changes to banking systems and financial services have evolved.

Pawnbroking and localised, privately owned pawnshops has remained a constant for a few very important reasons.

PAWN LOANS ARE SAFE

Pawn loans are a safe way to borrow money.

Interest rates are typically much lower than that of bank loans and, with DollarDealers, the duration of your repayments is more flexible. For these two reasons alone a pawn loan is considered to be a low-risk option for a short-term loan.

Should you default on a pawn loan you simply lose your pawned item. The pawnshop retains your pawned item and sells it to recuperate their losses. There are never any final notices posted through the door and a defaulted loan does not impact your credit rating.

To learn more about the process of taking out a pawn loan, click here.

PAWN LOANS ARE DISCREET

Pawn loans have always been one of the most discreet ways to access cash in an instant.

DollarDealers highly trained and professional team are always on hand to guide you through the process. What’s more, DollarDealers take a non-judgemental, no-questions-asked approach.

If you own an item that you wish to pawn, one of our team will happily assess and appraise your item and give you an offer of cash on the spot.

PAWN LOANS ARE ACCESSIBLE

Pawn loans are an accessible financial solution for all members of the community.

Provided you are over the age of 18 and have an item of collateral that is accepted by DollarDealers you can take out a pawn loan.

Unlike other loans, a pawn loan does not require a credit check and never impacts your credit rating.

Whether you’re a tradesman who has been hit with an unexpected invoice, or you’re a hard-working family whose boiler is on the blink, a pawn loan is an accessible option to your short-term financial shortfall.

So what are you waiting for? Pawnshops have stood the test of time and have been the first port of call for communities across the globe, and across the centuries, seeking a financial boost.

With nine stores Auckland-wide your local DollarDealers pawnshop is closer than you may think.

Drop by one of our stores today or use our online pawn loan calculator for an estimate.

These recent developments are making it ever harder for hard-working, earnest New Zealanders to access financial backing.

It is not all bad news though, with nine DollarDealers stores Auckland wide, the answer to your financial qualms is only ever just around the corner.

Banks are Tightening The Purse Strings

Times are changing. We understand and empathise with the way in which New Zealand Banks are operating. They have to make money and they have to ensure that their backs are covered.

It is becoming increasingly hard to get credit from banks. That is about the long and short of it. There are dozens of reasons why an individual may have a poor credit rating or even no credit score at all. Banks are tightening their purse strings and if your credit record is not squeaky clean you may find yourself getting turned away time after time.

Even if you do get approved for credit, many customers have to continue to jump through hoops. Although in years gone by the safest and most sensible way to obtain the cash you needed would be through a traditional bank loan, it is not the case in 2019.

Although Pawnshops have been around for centuries, DollarDealers marks a new era of pawnshops; creating safe and secure initiatives for hard-working New Zealanders to access the cash they need, fast and without potentially life-altering repercussions.

The Ease of Pawnshops

Unlike with traditional banks loans, pawn loans are easy to obtain, require very little paperwork, no credit checks and can be approved on the spot.

The process of obtaining a pawn loan is incredibly simple and is proving to be an increasingly popular way for Kiwis to navigate their current financial situation. To learn more about the benefits of a pawn loan, read more here.

Let’s quickly run through the process of taking out a pawn loan.

• Take your item of collateral into a DollarDealers store, or apply online here.
• Wait while your item is appraised and our highly trained team create your bespoke pawn loan offer.
• If the offer suits you, you can accept and sign the loan agreement.
• Once signed, you can walk away with the cash instantly.
• Return on the date agreed with the principal sum plus interest and exchange for your item of collateral.

To see a full list of our accepted items, click here.

The DollarDealers Difference – Our Pawn Price Promise

If DollarDealers hasn’t been your first port of call for your pawn loan and you believe you have found a better deal elsewhere, you can still come to us.

Our Pawn Price Promise is as simple as can be. We guarantee to beat the pawn loan price that you have been quoted, offered or loaned on your item. Any item. Any price. We strive to serve our customers to the greatest of our abilities.

The DollarDealers Pawn Price Promise is just another way we are ensuring you get the best value from New Zealand’s No.1 trusted pawnbroking service provider.

To learn more about our Pawn Price Promise, click here.

So the banks may well be tightening their purse strings but this news needn’t bother you one bit.

DollarDealers is here to help you access the cash you want in a way that suits you.

Pawnshops fell victim to unfair social stereotypes that were wholly inaccurate.

Established in 1998 DollarDealers strives to ensure that our pawnshops are run with the utmost transparency and integrity. We have developed our business ethos around our community and together we are thriving. Irrespective of socio-economic background, our DollarDealers stores can offer a service to each and every member of our community.

We believe that there are many reasons why a broader spectrum of the community are rediscovering the practicalities of their local pawnshop. In the case of DollarDealers, we are confident that it is our low interest rates that are calling businesses and the New Zealand middle classes to our pawnshops.

Just as our community is all-encompassing, so too are our services. With thanks to our new monthly interest rates, we have widened our reach within the community.

DollarDealers and Small Businesses

DollarDealers strives to offer the greatest value to the greatest number of individuals within our community. This is not only on a personal basis but on a business basis too.

Our new and exclusive interest rates can offer New Zealand small businesses the financial freedom they need. Businesses excel when they work together, so why not utilise DollarDealers to your business advantage.

Our pawn loan interest rates are the best in New Zealand. If your business is in need of a sustainable financial boost to enter the next stage of development and growth we have just the services for you.

When strategically integrated into your long-term business plan, a pawn loan with DollarDealers can help to rapidly progress your business.

You can use any high-value item you desire for your pawn loan. See examples here. We offer free and discreet appraisals and we will come to you. We will work around you.

Loans from $10,000 – $49,0000 incur an interest rate of 10%.

Loans from $50,000 – $99,0000 incur an interest rate of 5%.

Loans of $100,000 and above incur an interest rate of just 3%.

Our expert DollarDealers team are always eager to support small businesses in New Zealand. We are always available to consult and discuss in greater detail how our pawn loans can be of benefit to you and your company.

DollarDealers and Middle-Income Families

What we believe makes DollarDealers pawn loans so special is that they are indiscriminate. Whether you’re a business or a family seeking a financial boost, our new rates are always available.

DollarDealers pawn loans are widely regarded to be a safer financial solution for personal use than traditional banks loans. Our pawn loans never impact your credit rating and the bailiffs will never come knocking should you default on a payment.

In the unlikely event that you default on a payment or fail to repay the principal with interest the solution is simple. You can opt to extend your pawn loan by paying 1 months interest or we sell your pawned item in order to recuperate our loss. It is fair, it is safe and is proving to be an increasingly popular financial choice for middle-income kiwi families.

100% New Zealand owned and operated, DollarDealers has the financial stability of our local community at heart. Together we can thrive.

Why not drop by one of our nine Auckland-wide stores today to further discuss how DollarDealers can be of service to you.

Alternatively, give us a call on (09)6660770 or email info@dollardealers.co.nz – we look forward to hearing from you.

Sometimes thinking small is the answer. Say, handbag size. That small.

DollarDealers pawnbroking services are not exclusive to big-ticket items, like luxury cars or family heirlooms. Far from it. Our pawnbroking services are as all-encompassing as it gets. Did you know that you can loan your Louis Vuitton handbags and luggage for instant cash?

You can! Let’s explore how DollarDealers offers top dollar on Louis Vuitton handbags and luggage.

Loan Your Louis Vuitton

Whether you need cash to pay your mechanic for emergency repairs or perhaps you want a little extra cash for your holiday, you can loan your Louis Vuitton bag to us here at DollarDealers.

Our expert team will offer you a deal on the spot. You are free to accept and proceed, or decline and walk away. DollarDealers valuations are always obligation free.

DollarDealers will never be beaten on price. If you find a sweeter deal elsewhere, be sure to let us know. We’ll beat it – guaranteed.

We are proud to offer the lowest pawn interest rates in New Zealand.

You could loan your item today from as little as 3% interest per month – the best pawn rate in NZ!

If you’re not ready to part with your beloved LV you don’t have to. You can have the cash you need on the spot and keep your prized Louis Vuitton in the long-run.

Once you pay the principal and the interest you’ll get your luxury Louis Vuitton right back.

We take security very seriously indeed. All items are stored under 24-hour security while they are on loan.

Sell Your Louis Vuitton

Perhaps you are ready to part with your Louis Vuitton bag. DollarDealers can offer you the best deal in New Zealand. We won’t be beaten on price when it comes to our pawnbroking services either. You can sell your Louis Vuitton to DollarDealers safely, security and completely hassle-free. Although online auctions and social media marketplaces have their benefits, the hassle of arranging viewings, product pickups or even post and packaging is wholly unnecessary.

To attain a price for your Louis Vuitton bag, simply drop into one of our nine stores Auckland-wide and receive an on-the-spot valuation.

Alternatively, you can submit the details online and one of our highly trained staff members will contact you.

If you agree to the offer, excellent! You can walk away with the cash in minutes.

Your luxury Louis Vuitton could be your ticket to financial freedom in an instant. Our team are always happy to talk through your options with you. There is never any pressure to sell or to loan your items.

So why not drop by one of our 9 stores for a chat? It could be the best decision you make this month!

From jet-skis to vintage cars, from Rolex watches to tech, DollarDealers are proud to offer the best pawn loan interest rates in New Zealand. We pledge never to be beaten on price.

Did you know you can get an estimate on your items online? Get a price now!

When it comes to getting a loan it can feel like a bit of a minefield. Where do you even begin? Contracts, interest rates and terms and conditions can seem overwhelming in a time of financial need.

What’s more, the alternative of selling precious family heirlooms can seem too much to bear.

This is where DollarDealers proudly come into play. A pawn loan is not only a sound financial solution but it is safe, secure and keeps your valuables in the family.

As a family run business, we offer a personal service to all our customers. It’s the Kiwi way, after all.

To learn more about the benefits of pawn loans, click here.

Unlike traditional bank loans, DollarDealer’s interests decrease as the loan amount increases. Our loan rates are as low as 3% on loans over $100,000 and 10% on loans over $10,000.

No other pawn loan provider in New Zealand offers such fantastic rates:

A luxury pawn loan from DollarDealers has a range of other benefits too. We don’t make any credit checks. Should you default on a payment it will never be held against you when applying for another loan through DollarDealers, other pawn lenders or the banks.

DollarDealers not only provides the safest money lending option in New Zealand but the most affordable too.

Pawn loans on luxury items like watches, vehicles, even artwork, that have a market value of over $3000 are eligible for DollarDealer’s exclusive interest rates.

From as little interest as 3% per month, you can navigate your way through your financial shortfall with no stress at all.

Unlike loans from the bank, interest rates on luxury pawn loans from DollarDealers do not increase over time. Our interest rates on luxury pawn loans start low and stay low. In fact, they drop!

DollarDealers offers the best pawn loan rates in New Zealand.

The amount that is agreed by you and our expert team of staff is the amount that you will pay over the agreed period. There are never any hidden fees or unexpected interest rate increases.

You can loan big and save big today.

We at DollarDealers are proud to be able to offer our customers the lowest pawn loan interest rates in New Zealand.

We have eight stores Auckland wide, drop in today to receive your instant cash and exclusive low-interest rate on your luxury pawn items!

• No credit checks
• No questions
• No judgement
• Discreet
• No impact on your credit rating; no matter how many times you take a pawn loan
• Multiple loans at any one time without affecting lending ability with the bank
• Instant cash on the spot; you can walk out of our door with money in your hand
• Loans from $10 – $100,000
• Your items are securely stored while in pawn with 24/7 security.
• If you fail to collect a pawned loan we sell this to cover our costs
• Once the principal and interest is repaid you get your item of value straight back

Why DollarDealers?

Why loan with us?

Luxury Pawn options

How to loan with us

• Vehicle must be registered in your name
• Vehicle must have no finance or money owing on it
• Vehicle should be in a good working order
• Vehicle must have a current warrant of fitness and registration
• You will need to be 18 years or over and have a government issued ID.

We offer a pawning service that allows you to pawn your items to get instant cash on the spot!

Your items of value are used as collateral until the loan is paid off.

You can collect your items at any stage of the 3 month loan period.

Simply apply online for a quick quote or come in to one of our 10 Auckland DollarDealers stores to talk to one of our friendly and experienced staff.

Watch our quick 30 second video now to find out more!

Items we accept

We accept almost anything of value as a pawn item including jewellery, watches, electronics, boats & cars, collectibles, tools, sports gear and much more!

Plus we have a special luxury pawning service for items worth in excess of $3,000.

We estimate the value of items based on the age, condition, appeal and retail value and will offer you the highest amount for what we believe they are worth.

VISIT US OR APPLY ONLINE

Visit one of our 9 Auckland stores (see store locations here) or apply online from the comfort of your own home: Get an estimate.

The answer is no, they are not! And here at DollarDealers we only offer Pawn Loans, and we want to explain to you why that is, plus the benefit of pawn loans over payday loans.

WHAT IS A PAWN LOAN?

Pawn loans are cash loans given against a collateral item, such as electronics, watches, jewellery, gaming, cars and much more. The item must stay at the pawnshop throughout the duration of the loan.

The amount of cash given for a pawn loan depends on the value of the item and how much you need to borrow.You have an agreed amount of time to repay the loan, and once the loan is repaid, your item is returned to you. If you do not repay the loan the item will be sold by us to recover costs.

WHAT IS A PAYDAY LOAN?

Payday loans are loans given specifically based on your income and perceived ability to repay. They are typically high-interest loans to be repaid within a short amount of time, normally against the borrower’s next paycheck.

Credit checks are carried out prior to the loan being administered. Failure to pay your debt I time can mean having your debt lodged with a debt collection agency.

WHY CHOOSE A PAWN LOAN OVER A PAYDAY LOAN?

Pawn loans are created based on the value of the item(s) you own. The value of your item(s) determines your ability to borrow.

Pawn loans have NO hidden fees or charges. You are simply charged a set rate per month.

Pawn loans give you the ability to pay part payments, interest payments or principal payments at any stage during the loan without charge.

Pawnshops are private, discreet and will not follow you up if payments are missed or item(s) are not collected and paid in full. The pawnshop will simply sell your item at the end of the loan period (if not collected) to recover costs. The main benefit to this type of lending is you have the ability to loan as many times as you like with multiple pawn loans without affecting your credit rating.

On the other-hand, payday loans are based on your credit rating. Simply put, your credit rating will affect your ability to borrow. Pay day loans are also based on your earning capacity, therefore a low income will affect your ability to borrow the amount of money that you need or even affect your ability to borrow a small amount. If you default on the loan, you may incur bank costs and overdraft fees. If your payday loan is not paid in full, this will result in bad credit, affecting your ability to borrow from other financial institutions, including the bank! Not only that, you will have debt recovery companies chasing you and asking for payment through phone calls, letters, turning up at your home or work. Returning to the business in which you borrowed an unpaid debt from will be impossible.

WHY DOLLAR DEALERS?

Here at DollarDealers we do not offer payday loans. We loan responsibly and offer New Zealand’s best Pawn loans.

Our pawn loans come with:

• No credit checks
• No fees
• No contact to your employer to check your wages
• No risk of a debt collector obtaining your debt
• Easy to understand contracts
• Discretion
• Customer service, we take time and care to explain our loan services

Pawnshops provide cash on the spot immediately after a deal is agreed, and here at DollarDealers we lend the most!

Come visit one of our highly skilled professionals at store levels and unlock the value in your item(s) today for quick cash now!

With 9 stores in Auckland, find your nearest store here: store locations.