Loan Your Diamond Jewellery

Need fast cash but not ready to sell your diamond jewellery?

At DollarDealers, you can loan your diamond jewellery and get cash quickly – no credit checks, no income proof, and no complex paperwork.

Whether it’s a diamond ring, necklace, bracelet or earrings, we provide fair, fast, and secure loans with flexible repayment terms. You keep ownership of your jewellery and simply collect it once the loan is repaid.

Get cash in minutes!

Our process is simple. Our expert team will appraise your diamond jewellery in-store or online and provide a loan offer based on current market value. Once accepted, you’ll be paid straight away – in cash or via same-day bank transfer.

Apply online or visit us in-store today.

Get an estimate Store locations

Trusted by New Zealanders for over 25 years

Loan Against Your Diamond Jewellery in 4 Simple Steps

trade items for cash

Apply online

Complete our quick estimate form and upload a photo and description of your diamond jewellery.

trade items for cash NZ

Get a price estimate

Our team will assess your diamond jewellery and provide a confirmed loan offer based on current market value.

Send us your diamond jewellery

Visit any DollarDealers store or request a free insured courier pack – tracked and covered up to $25,000.

Get cash on the spot

Once your diamond jewellery is secured and the loan offer is accepted, you’ll get paid instantly, either in-store or via same-day bank deposit.

Get an estimate Store locations

Why Choose DollarDealers for Your Loan?

You keep jewellery

You don’t have to sell it. Loaning allows you to access cash and still hold on to your item.

Quick, flexible loans

Most loans are finalised in minutes and usually run for 1 to 3 months. Need more time? We offer simple extensions.

Instant payment

Once the loan is confirmed, you get paid immediately – no delays, no waiting.

No credit checks

Your credit history doesn’t matter. We base our loans entirely on your item’s value.

No income proof required

We don’t ask for payslips or employment information – just valid ID and your item.

Fully secured

All jewellery loans are held in vaults or strong rooms under 24/7 monitored security and surveillance.

Private & discreet

Your loan is confidential. It won’t appear on your credit file and no one else needs to know.

Obligation-free

Get an estimate with no pressure. All offers are negotiable and obligation-free.

No credit impact

If you can’t repay, your jewellery is sold to cover the loan. There’s no penalty and your credit rating stays unaffected.

Online and in-store options

Come in to one of our Auckland stores or complete the process online using our insured courier service.

Open and transparent

We’ll clearly explain all terms and fees up front. You’ll know exactly what to expect from start to finish.

Trusted experts for over 25 years

DollarDealers is New Zealand’s most trusted pawnbroker, with a strong reputation for fair pricing and friendly service.

Trusted, award-winning service

DollarDealers has helped thousands of Kiwis access quick, stress-free loans using their items as collateral – all without needing to sell them. We’ve been doing this for over 25 years, earning a reputation for honesty, transparency and genuine customer care.

Loaning your diamond jewellery with us is fast, simple and safe. Whether it’s a family heirloom or something you’re not ready to part with, we’ll give you a fair offer and return your item once the loan is repaid.

Apply online or visit us in-store for a same-day estimate and cash payout.

Best place for pawing my gold and diamonds

Storage of loaned items

All loaned items are stored securely in a safe, storage facilities or shop storage areas, under 24 hour, 7 day a week monitoring and camera surveillance.

ID requirements

Eligibility criteria and strict ID guidelines apply.

You must be 18 and over to loan an item with DollarDealers, and will need to provide one form of government issued Photo ID. For example, a valid driver’s license, a firearms license, an 18+ Card or a valid Passport from any country.

Couriered items

Insurance on couriered items is totally free and to the value of $25,000. If we cannot agree on a loan amount that suits you, we will ship your item(s) back to you, completely free of charge, tracked and insured all the way. No questions asked! The courier service is only available to those loaning on jewellery, designer bags & accessories.

FAQs About Loaning Your Diamond Jewellery With DollarDealers

Bring your diamond jewellery to a DollarDealers store or apply online. We appraise it, make an offer, and if you accept – you’re paid instantly.

Anyone aged 18 or over with a valid form of ID can loan their jewellery through DollarDealers.

We accept diamond rings, earrings, bracelets, pendants, necklaces, and more. If you’re unsure, request a free estimate online or contact our team.

We consider the type, cut, clarity, colour, carat weight, condition and resale potential of your jewellery. Our experienced appraisers provide fair, market-based valuations.

Your items are securely stored in monitored vaults under 24/7 surveillance.

Loan amounts depend on the value and condition of your item. We lend from small amounts to thousands of dollars.

Yes. Just contact us before the due date and we’ll arrange a loan extension or renewal.

After accepting the offer and securing your diamond jewellery, you’ll receive cash on the spot in-store or a same-day bank deposit if you use our online service.

No. Our loans are secured against your jewellery and never reported to credit agencies.

Yes. We don’t run credit checks. Our loans are based solely on the value of your jewellery.

There’s no penalty or credit impact. If you can’t repay, we simply sell the jewellery to recover the loan – no strings attached.

Once the loan and fees are repaid, your jewellery is returned in the same condition.

No. You can apply entirely online and through our estimate form, send your diamond jewellery via our free, insured courier service – or visit us in person.

DollarDealers are proud members of the National Pawnbrokers Association of New Zealand