Need fast cash but don’t want to sell your vehicle?

At DollarDealers, our vehicle loan service gives you instant access to cash using your car, motorcycle, truck, van, boat or jetski as collateral – no credit checks, no income proof, no questions asked.

Whether it’s a family car, work van, classic car, boat or jetski, we offer fair, fast, and secure loans with flexible repayment options and no long-term obligations.

Get cash in minutes!

Forget the red tape and drawn-out loan applications – we keep things simple and discreet. Our team of expert appraisers will assess your vehicle and provide an instant loan offer – either in-store or online. Once accepted, you’ll get cash on the spot or by same-day bank deposit.

Apply online or visit us in-store today.

Get an estimate Store locations

Trusted by New Zealanders for over 25 years

Loan against your vehicle in 4 simple steps

trade items for cash

Apply online

Complete our quick quote form and upload a photo and description of your vehicle.

trade items for cash NZ

Get a price estimate

Our team will assess your vehicle and provide a confirmed loan offer based on current market value.

Bring us your vehicle

Visit any DollarDealers store to secure your vehicle with us.

Get cash on the spot

Once your vehicle is secured and the loan offer is accepted, you’ll get paid instantly, either in-store or via same-day bank deposit.

Get an estimate Store locations

Why Choose DollarDealers for Your Loan?

You keep ownership

Pawn loans let you access quick cash without selling your vehicle.

Fast, flexible loans

Most pawn loans are completed within minutes and are typically for 1-3 months – with options to extend.

Instant payout

Get paid immediately in-store or via bank transfer for the agreed value of your loan without a lengthy application process.

No credit checks

We lend based on the value of your vehicle, not your credit score.

No income verification

Unlike bank loans no income proof nor employment details are needed – just your vehicle and valid ID.

Fully secured

Your items are held in secure premises with 24/7 surveillance.

Discreet & confidential

Loans are private and discrete and not recorded by financial institutions.

No obligation

All loan offers are obligations free, transparent, and negotiable.

No impact on credit score

Defaulting on a pawn loan doesn’t affect your credit score. If you can’t repay, your asset will simply be sold to recover the loan costs.

Retail and online service

Prefer to deal in person? Visit any of our nationwide stores. Want to sort everything from home? Apply online and arrange a vehicle collection service.

Open and transparent

DollarDealers fee structures are available online, instore and at request, so all loans entered into are done knowing your full repayment requirements in advance.

Trusted experts

We’re New Zealand’s most trusted pawnbroker with over 25 years in the industry.

Trusted, award-winning service

With over 25 years in the business and multiple industry awards, DollarDealers is New Zealand’s most trusted pawnbroker. Our reputation is built on fairness, transparency, and exceptional customer care.

At DollarDealers, you can loan against your vehicle and access instant cash – without having to sell your valuables. Whether it’s your car, motorcycle, truck, van, boat or jetski, we provide fast, fair, and confidential loans with no credit checks or income verification.

Apply online or visit us in-store. Our expert appraisers will assess your vehicle and make a same-day loan offer. Once accepted, you’ll get paid on the spot or via same-day bank deposit.

Storage of loaned items

All loaned items are stored securely in a safe, storage facilities or shop storage areas, under 24 hour, 7 day a week monitoring and camera surveillance.

ID requirements

Eligibility criteria and strict ID guidelines apply.

You must be 18 and over to loan an item with DollarDealers, and will need to provide one form of government issued Photo ID. For example, a valid driver’s license, a firearms license, an 18+ Card or a valid Passport from any country.

Couriered items

Insurance on couriered items is totally free and to the value of $25,000. If we cannot agree on a loan amount that suits you, we will ship your item(s) back to you, completely free of charge, tracked and insured all the way. No questions asked! The courier service is only available to those loaning on jewellery, designer bags & accessories.

FAQs about loaning your vehicle through DollarDealers

Bring your vehicle to a DollarDealers store or apply online. We appraise it, make an offer, and if you accept – you’re paid instantly.

Anyone aged 18 or over with a valid form of ID can loan their vehicle through DollarDealers.

We accept your car, motorcycle, truck, van, boat or jetski and more. If you’re unsure, just request a quote and we’ll advise.

We assess the value based on make, model, year, mileage, condition, and current market demand.

Your vehicle will be stored in a secure, monitored facility until the loan is repaid.

Loan amounts depend on the vehicle’s make, model, and condition. We lend from a few thousand dollars to tens of thousands.

Yes. We offer flexible terms and easy extensions. Just get in touch before the loan term ends.

After accepting the offer and securing your vehicle, you’ll receive cash on the spot in-store or a same-day bank deposit if you use our online service.

No. Our loans are secured against your vehicle and never reported to credit agencies.

Yes. Your credit score isn’t considered. Our service is ideal for those who want access to funds without dealing with traditional lenders.

There’s no penalty or credit impact. If you can’t repay, we simply sell the vehicle to recover the loan costs – no strings attached.

Once the loan and fees are repaid, your vehicle is returned in the same condition.

No. You can apply entirely online and through our estimate form.

DollarDealers are proud members of the National Pawnbrokers Association of New Zealand