sell luxury watches

Need fast cash but don’t want to sell your watch?

At DollarDealers, our watch loan service gives you instant access to cash using your watch as security – no credit checks, no income proof, and no complicated paperwork.

Whether it’s a classic timepiece, everyday watch, or a special gift you’re not ready to part with, we offer fast, fair, and confidential loans with flexible repayment options.

Get cash in minutes!

Forget the hassle of traditional lending. Our team will assess your watch and provide a same-day loan offer — either in-store or online. Once accepted, you’ll get cash on the spot or through a same-day bank transfer.

Apply online or visit us in-store today.

Get an estimate Store locations

Trusted by New Zealanders for over 25 years

Loan Against Your Watch in 4 Simple Steps

trade items for cash

Apply online

Complete our quick estimate form and upload a photo and description of your watch.

trade items for cash NZ

Get a price estimate

Our team will assess your watch and provide a confirmed loan offer based on current market value.

Send us your watch

Visit any DollarDealers store or request a free insured courier pack – tracked and covered up to $25,000.

Get cash on the spot

Once your watch is secured and the loan offer is accepted, you’ll get paid instantly, either in-store or via same-day bank deposit.

Get an estimate Store locations

Why Choose DollarDealers for Your Loan?

You keep ownership

A pawn loan lets you unlock the value of your watch without selling it. Once repaid, it’s returned to you.

Fast, flexible loans

Most loans are completed in minutes and run for 1–3 months. Need more time? Extensions are available.

Instant payout

Get paid straight away in-store or by same-day bank transfer once your loan is approved.

No credit checks

Your loan is based on the value of your item, not your credit score.

No income proof required

We don’t need payslips or bank statements – just your watch and valid ID.

Safe and secure

Your watch is held in a vault or strong room under 24/7 monitored security and surveillance.

Private & discreet

Your loan is completely confidential. No records are shared with banks or other lenders.

No obligation

All appraisals and offers are free and come with no pressure to proceed.

No impact on credit score

If you decide not to repay the loan, your watch will simply be sold to cover the cost – your credit history won’t be affected.

Retail and online service

Visit us in person or use our free courier service to complete everything from home – fully tracked and insured.

Clear and upfront fees

Our loan terms and fees are explained clearly from the start, with no hidden costs.

Trusted by Kiwis for over 25 years

We’ve helped thousands of New Zealanders get quick access to cash – always with honest service and fair prices.

Trusted, award-winning service

For over 25 years, DollarDealers has been New Zealand’s most trusted pawnbroker. We’ve earned a reputation for fair prices, fast service, and genuine care – whether you’re loaning, selling, or buying.

Our watch loan service gives you an easy way to access cash without losing your item. From everyday watches to special keepsakes, we offer same-day loan offers with no credit checks or paperwork.

Apply online or visit us in-store. Once your item is assessed and the offer accepted, you’ll receive your money right away – in person or via same-day transfer.

Storage of loaned items

All loaned items are stored securely in a safe, storage facilities or shop storage areas, under 24 hour, 7 day a week monitoring and camera surveillance.

ID requirements

Eligibility criteria and strict ID guidelines apply.

You must be 18 and over to loan an item with DollarDealers, and will need to provide one form of government issued Photo ID. For example, a valid driver’s license, a firearms license, an 18+ Card or a valid Passport from any country.

Couriered items

Insurance on couriered items is totally free and to the value of $25,000. If we cannot agree on a loan amount that suits you, we will ship your item(s) back to you, completely free of charge, tracked and insured all the way. No questions asked! The courier service is only available to those loaning on jewellery, designer bags & accessories.

FAQs about Loaning Your Watch through DollarDealers

Bring your watch to a DollarDealers store or apply online. We appraise it, make an offer, and if you accept – you’re paid instantly.

Anyone aged 18 or over with a valid form of ID can loan their watch through DollarDealers.

We accept most common and well-maintained watches – including everyday brands and quality timepieces. If you’re unsure, just request a free estimate.

We consider the brand, condition, age, materials, and resale demand – then give you a fair market-based valuation.

Your watch is securely stored in monitored vaults under 24/7 surveillance.

Loan amounts vary depending on your watch’s value, but we offer everything from small loans to larger payouts.

Yes. We offer flexible terms and easy extensions. Just get in touch before the loan term ends.

After accepting the offer and securing your watch, you’ll receive cash on the spot in-store or a same-day bank deposit if you use our online service.

No. Our loans are secured against your watch and never reported to credit agencies.

Yes. Your credit score isn’t considered. Our service is ideal for those who want access to funds without dealing with traditional lenders.

If you’re unable to repay the loan, your watch will be sold to recover the amount owed. There are no penalties and your credit won’t be impacted.

Once the loan and agreed fees are paid in full, your watch will be returned to you in the same condition.

No. You can apply entirely online and through our estimate form, send your watch via our free, insured courier service – or visit us in person.

DollarDealers are proud members of the National Pawnbrokers Association of New Zealand